To make payments on your Surge card account by phone, you can call 1-80. To report a lost of stolen Surge credit card, you can call this phone number: 1-80. You can get automated account information and reach live customer service at this phone number. If you do not have your credit card handy, you can reach customer service for the Surge credit card at this phone number: 1-86. The phone number for the customer service for the Surge credit card from Continental Finance at Celtic Bank is on the back of your credit card. You can also reach your online account access for your Surge credit card here. The Surge credit card login page to get into your online account is here. You can also view your monthly statements and update your contact information. The Surge credit card login allows you to view all the transactions you have made on your Surge credit card, make a payment, view your account online, and access other online services. Surge Credit Card Login for Online Account Access Celtic Bank also offers $0 fraud liability, which means you are only responsible for the purchases you made on your Surge Mastercard. The good news about the Surge Mastercard is that it isn’t a secured card, so customers do not have to put down a security deposit. The late payment fee and returned payment fee are up to $40.Ī person who decides to sign up for the Surge card also doesn’t earn any rewards in exchange for all those charges. The issuer of the Surge card also charges a 3% fee on every foreign transaction in U.S.

Other fees include a cash advance fee of $5 or 5% of the amount of the cash advance, whichever is greater. While it’s true that the Surge card allows some people with a poor credit score to get a credit card, you will certainly pay a steep price for it, whether you have made a purchase or have a balance or not. However, if you reject all the fees and haven’t used the card or paid any of the fees yet, you aren’t responsible for any of the fees.Ĭustomers should also note the APR, which is extremely high at 29.99%, and there is no minimum interest charge. The Surge Mastercard also charges another $30 if you want a second card for your account, such as in the case of joint account holders.Ĭontinental Finance also states that some of the set-up and maintenance fees will be charged before you start using your card, reducing the amount of credit available at first.

However, the monthly maintenance fee isn’t billed until after your account has been open for 12 months. In addition, there is a monthly maintenance fee of $10. You can also read a review to find out these details.Īs of the time of this writing, the Surge Mastercard has an annual fee of $75 for the first year and $99 for all following years. To find out what the annual fee and other fees are, you must pull up the latest cardholder agreement. Celtic Bank and Continental Finance are not upfront about these fees before you apply either. One thing consumers should note before they apply for this credit card is the fact that it comes with extremely high fees. Beware the Annual Fee and APR on the Surge credit card Customers can make a payment online via the Continental Finance website. To make payments, you will need the correct website for the Surge credit card login. However, sometimes Continental Finance will spend more time reviewing an applicant’s credit history before they will be approved. The application process is fast and easy, and the approval or decline is usually provided online instantly. You can apply for the Surge Mastercard online, whether or not you have received an offer via the mail. Customers can view their credit scores monthly on their electronic statements via their online account for their Surge credit card.Īccording to the credit card issuer’s website the initial credit limit ranges from $300 to $1,000, and customers may be eligible for a credit limit increase after only six months. People who haven’t had a credit card before can also start building credit with the Surge credit card. The Surge credit card reports to all three major credit bureaus every month so that customers can start repairing their credit history right away. How to Apply for a Continental Finance Surge Credit Card Online or Over the Phone.Surge Credit Card Login for Online Account Access.Beware the Annual Fee and APR on the Surge credit card.

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